What is not typically required when applying for an annuity?

When applying for an annuity, the applicant is typically required to provide various pieces of information that help the insurance company assess the suitability and risk of issuing the annuity. Health status is often not a primary consideration for many types of annuities, particularly fixed and immediate annuities. These products are geared more towards the financial aspects such as age, which helps determine the length of payments, and income level, which can influence the amount invested in the annuity.

While certain types of annuities, like those that include long-term care benefits, might take health status into account, traditional annuity applications do not typically require detailed health information. This lack of necessity for health status makes it distinctly different from life insurance products, where health is a critical underwriting factor. Therefore, applicants are usually not asked to prove their health status when applying for an annuity, making it the correct choice in this context.