What type of coverage ensures protection for 24 hours?

The choice that indicates protection for 24 hours is accurately described by the term that directly states "24 hr coverage." This type of coverage generally refers to insurance policies that provide continuous protection without time restrictions, meaning that coverage is in effect at all times throughout the day and night.

In the context of insurance, 24-hour coverage typically applies to specific types of policies where ongoing protection is crucial, such as health, disability, or certain liability insurance products. This ensures that the policyholder is safeguarded regardless of the time of day, effectively allowing for seamless protection against unexpected events that could occur at any hour.

The other choices—limited coverage, term life, and whole life—do not inherently denote 24-hour protection. Limited coverage often specifies certain conditions, timeframes, or types of incidents that are covered, while term life insurance provides coverage only during a specified term and does not extend beyond that period. Whole life insurance offers lifetime coverage but is not specifically characterized as 24-hour coverage; rather, it defines the duration in terms of the policyholder's life, with additional benefits that may accrue over time.